Compliance Guides
Plain-language guides on everything South African businesses need to know about COIDA, CIPC, labour and regulatory compliance.
Showing 26 guides on COIDA & the Compensation Fund. Show everything
COIDA & the Compensation Fund 26
Registration, Returns of Earnings, Letters of Good Standing, assessments and the disputes that follow.
COIDA Letter of Good Standing: How to Get One Fast When You Need It for a Tender
A COIDA Letter of Good Standing can issue within 24–72 hours once your ROE is submitted and your assessment is paid — so if it is not coming through, one of four blockers is the reason: unsubmitted ROE, unpaid assessment, a wrong payment reference sitting unallocated, or an account hold. The four blockers explained, the fastest 3–7 day path from never-registered, what to do if your LOGS expired today, and how a tender portal can verify it in real time.
Read articleCOIDA Amendment Act 2026: What Changed and What It Means for Your Business
President Ramaphosa gazetted the commencement of the COIDA Amendment Act on 23 January 2026, with provisions phasing in through February and April. Six changes every employer needs to act on: immediate administrative fines replacing criminal prosecution, the injury-claim window extended from 12 months to 3 years, expanded liability for employer-arranged transport, main-employer liability for non-compliant subcontractors, on-the-spot enforcement against household employers, and new rehabilitation duties — plus a six-point action list.
Read articleHow to Dispute a COIDA Assessment You Think Is Wrong
Received a COIDA Notice of Assessment that looks too high? You have 30 calendar days to dispute it. The grounds that qualify (wrong industry tariff, incorrect earnings, non-qualifying workers, earnings above the R633,168 ceiling), how to submit a revision request step by step, whether to pay under protest while it is reviewed, and how to escalate to the Compensation Commissioner if the Fund says no.
Read articleMissed the COIDA Deadline? Here's Exactly What Happens Next (and How to Fix It)
Missed the 30 June COIDA deadline? A 10% penalty is applied automatically the moment the window closes — no grace period, no warning. Here is what it costs you, whether you can still submit (yes), what happens to your Letter of Good Standing, whether the penalty can be disputed, and the exact steps to file your late Return of Earnings and contain the damage.
Read articleCOIDA Tariffs of Assessment 2026/2027: Full Rate Table by Industry Class
COIDA tariffs range from 0.18% (Class A) to 3.34% (Class I) and did NOT change for 2026/2027 — the earnings ceiling did, from R633,168 to R668,000 per employee from 1 March 2026. Full 13-class rate table, both ceilings worked through (your ROE uses both), the R1,621 commercial / R560 domestic minimum, and how to check the class the Fund actually assigned you.
Read articleWhy Your Industry Determines Whether You File Your COIDA Return — The Structural Explanation
72.8% of SA employers have an expired COIDA Letter of Good Standing — but the rate ranges from 85.1% (Agriculture) to 60.0% (Engineering). The structural reason each industry fails (or doesn’t) the COIDA filing test, with the ROE window closing 30 June.
Read articleCOIDA Workplace Injury Reporting: The 7-Day Rule, the 14-Day Rule, and What Changed in 2026
Workplace accidents must be reported to the Compensation Fund within 7 days; occupational diseases within 14 days of diagnosis. The W.Cl.2 form, the CompEasy portal, and the five biggest changes from the 2026 COIDA Amendment Act (PTSD recognised, commuter cover, training injuries covered, 3-year prescription, statutory rehab framework).
Read articleCOIDA Compliance in South Africa 2026: Industry-by-Industry Analysis
ClearComply analysed 188,920 SA employers and found 72.8% have expired COIDA certificates. But the industries you would expect to be worst — mining and construction — are among the best. Here is why.
Read articleLetter of Good Standing Expired? How to Recover Your COIDA Compliance
Your COIDA Letter of Good Standing has lapsed and a tender is closing this week. The recovery sequence, common refusal reasons, and how to handle a multi-year ROE backlog.
Read articleCOIDA for Domestic Workers: Deadline, How to Register, and What You Owe
Since the Mahlangu Constitutional Court ruling, every household that employs a domestic worker is a COIDA employer. The deadline, how to register on the CF-Portal, and what the assessment actually costs (from R560/year).
Read articleCOIDA for Construction Contractors: Why the Principal Contractor Will Refuse You Without a Letter of Good Standing
On a construction site, a lapsed Letter of Good Standing is not an admin problem — it is a Section 89 mandator-liability risk. What the Construction Regulations require of every contractor.
Read articleCOIDA Return of Earnings 2026: Deadline, Calculator and Step-by-Step Guide
The 2026 COIDA ROE window runs 1 April to 30 June. Miss it and you lose your Letter of Good Standing. What to submit, how to calculate your fee, and what the new penalties mean.
Read articleCOIDA Registration: How to Register and Get Your Letter of Good Standing
Register with the Compensation Fund within 7 days of hiring. W.As.2 form, Return of Earnings, the R633,168 earnings cap, and step-by-step Letter of Good Standing process.
Read articleCOIDA: What South African Employers Owe and How to Stay Compliant in 2026
Every employer must register with the Compensation Fund under COIDA. Registration, Return of Earnings, Letter of Good Standing, assessment fees, and the 2026 amendments explained.
Read articleSeven Days: The COIDA Changes You Have To Report, and What It Costs When You Do Not
Section 80(3) of COIDA gives employers seven days to notify the commissioner of any change in the particulars they registered with. What counts as a change, why a stale address turns into an estimated assessment, and why each business must be registered separately.
Read articleCOIDA Estimated Assessments: Where That Number Came From, and How to Fix It
The Compensation Fund assessed you on earnings you never declared. Section 83(6) explains why, why the 10% is a ceiling rather than a flat levy, how interest and the separate non-payment fine work, and the order to fix them in.
Read articleYou Paid the Compensation Fund and It Still Says You Owe: COIDA Payment Allocation Explained
A payment that is never allocated to an assessment leaves the account in arrears and the Letter of Good Standing blocked — while interest runs on money already paid. The five causes, how to get it reconciled, and why reallocation without an interest recalculation leaves you paying for the Fund’s filing.
Read articleCOIDA Payment Arrangement: How an Instalment Plan Restores Your Letter of Good Standing
You do not have to settle a COIDA assessment in full to be in good standing. Section 86 allows instalments approved by the commissioner, and an approved arrangement is one of the three things a Letter of Good Standing is issued on.
Read articleCOIDA Deregistration: Why Closing Down Does Not Stop the Assessments
Stop trading and the Compensation Fund keeps assessing you. What deregistration requires, the CF-1C form, why it cannot be done online, and how estimated assessments pile up on a dormant company.
Read articleWhat Counts as Earnings for COIDA — and the Subcontractor Rule That Makes You Liable
COIDA earnings are not your payroll total. Who must be declared, the per-employee ceiling for 2025/26 and 2026/27, and why an uncovered subcontractor’s staff are treated as yours.
Read articleCOIDA Nature of Business Change: What the Fund Requires, and Why the Date You Send It Matters
Your COIDA assessment tariff comes from your nature of business. What the Compensation Fund requires to reclassify you, the affidavit rule that catches most employers, and why the change is never backdated.
Read articleCOIDA Audit: What the Compensation Fund Asks For and How to Close One Out
The Compensation Fund is auditing employers on their premises. What triggers an audit, the records they ask for, why it holds up your Letter of Good Standing, and how to close one out.
Read articleCOIDA Audit Block G 55347: What It Means for South African Employers with Outstanding Returns of Earnings in 2026
Employers blocked under COIDA Audit G 55347 face serious operational consequences. Find out who is affected, what the penalties are, and what to do now.
Read articleEskom Tenders Require a Valid COIDA Letter of Good Standing in 2025 — Are You Covered?
Eskom's RFP for Riggers demands a valid COIDA Letter of Good Standing. Without it, your bid fails. Here's what SA businesses must do now.
Read articleCOIDA Compliance in 2025: What South African Employers Must Know Before It's Too Late
COIDA non-compliance can cost your business far more than you think. Here's what SA employers need to know and do right now to stay compliant in 2025.
Read articleCOIDA Compliance Risk Assessments in 2025: What South African Employers Must Do Before COIDA Tariffs Catch Them Out
Failing a COIDA compliance risk assessment can cost your business dearly. Learn what South African employers must do now to avoid COIDA penalties.
Read articleClearComply
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